Important Declarations

Legal & Financial Disclaimer

1. Virtual Accountability & Penalty Jar Disclaimer

HabitFine allows users to configure voluntary penalty figures for missed habits (e.g. ₹20, $5, etc.):

• Simulated Only: All penalty counters, debt ledgers, and virtual fine jars are 100% digital simulations created to introduce psychological stakes into daily routine building.
• No Real Money Movement: HabitFine does not possess banking licenses, money transmission licenses, or wallet facilities. The app never withdraws, transfers, or holds real-world funds on behalf of users.
• No Legal Obligation: Virtual fines recorded in HabitFine carry zero legal, civil, or enforceable monetary debt. Users have zero obligation to pay anyone for an uncompleted habit.
• Fine-to-Savings Tool: If you utilize the "Fine to Savings" feature to redirect missed fine amounts into a real bank savings account or physical piggy bank, that action is self-directed and executed entirely outside the HabitFine app by you personally.

2. Not Financial or Investment Advice

Any calculations, savings estimations, discipline scores, or fine-to-savings milestones displayed in HabitFine or on our website are provided solely for motivational and illustrative purposes. They do not constitute financial, investment, accounting, or tax advice. Consult a certified financial planner for financial planning.

3. Not Medical, Psychological, or Health Advice

HabitFine includes features for tracking habits such as hydration, sleep, meditation, exercise, and focus sessions (Pomodoro technique):

• HabitFine is not a medical device, diagnostic tool, or clinical treatment for mental health conditions, ADHD, addiction, depression, or insomnia.
• The application is designed solely for healthy lifestyle tracking and personal time organization.
• Never disregard or delay seeking professional medical or psychiatric advice because of information or tracking features provided by HabitFine.

4. "As Is" Software Disclaimer

HabitFine is provided on an "as is" and "as available" basis. While we strive to ensure high reliability and zero bugs, ProCSC Tools and its developers make no warranties that notifications will always fire without operating system battery-optimization interruptions, or that the app will be 100% error-free on all custom Android device ROMs.

5. Contact Information